Are you thinking that you might not ever need to have this information? Do you figure that you’ll get the help you need it when it happens?

Sadly, we do not live in a world where everything works as it’s supposed to. Too many victims lose more money and time trying to undo the crime than they actually lost from the theft. Identity theft can be hard to prove and authorities are still trying to improve their ability to track down the criminals and make amends. Until then, you carry the burden of convincing bankers, lenders and employers that your record is clean.