Would you like to be better off? Get out debt? Have more disposable income each month or even start saving for the future? I think we could all say 'yes' to one of these - but the real question is, where do you start?

You might be asking yourself, "is it really worth all that hassle to pay off your debts? Surely life is too short?" Whether its credit card debt, your mortgage, loans or an overdraft, the true fact is all these debts aren't going to go away, they are going to get bigger.

The strain you find yourself under in going to increase and so will the hardship you'll have to endure. Thinking "you only live once, so you may as well enjoy it" is not going to help you in the long term and what will you do then, when it will be even harden to make a difference to your situation?

In this audiobook series, Rene Carayol, straight talking presenter of the cult BBC TV series 'Pay off your mortgage in 2 years', will provide you with in-depth and straightforward advice on how you too can be better off and avoid that horrific feeling of being in debt or not having enough money with no game plan for getting out of it. He will use many lessons learned the hard way from the brave volunteers on his TV series.

This is real-world advice not theory; it is best and worst practice from 'ordinary' people trying to clear their debts and realise their dreams. He will push you and on occasion make you feel uncomfortable but will always inspire you to keep running up that hill to financial freedom.