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The Dave Ramsey Show Podcast by Dave Ramsey

The Dave Ramsey Show Podcast

by Dave Ramsey

Product Details

Running Time
39 Min.
Offered
Monday-Friday

LearnOutLoud.com Review

Why stress out over money? With the Dave Ramsey Show Podcast, financial adviser Dave Ramsey offers call-in listeners the chance to discuss their money issues. Topics Ramsey takes on include tips for staying debt-free in college, how to keep your marriage together during a financial crisis, and how to transition after losing a job or suffering a similar cash flow setback. Ramsey helps everyone he talks to with a faith-based, friendly demeanor that tackles not just your money questions, but your emotional health as well.


Description

The Dave Ramsey Show is about real life and how it revolves around money. Dave Ramsey teaches you to manage and budget your money, get out of debt, build wealth, and live in financial peace. Managing your money properly will reduce stress, improve your marriage, and provide security for you and your family.

And check out Dave Ramsey's latest audio book EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches available on CD and audio download.


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#8309: Can We Spend the Inheritance Now?


Fri, Jul 22, 2016


Hour 3: Aired on Friday, July 22, 2016

- Lindsey (Indianapolis) has a question about getting employer education reimbursement.

- John (San Antonio, TX) wants to know if the premium increase on his long-term care insurance is a good deal.

- Diana (Ottawa, Ontario) asks if she should buy a second car.

- Dave reads a Twitter question from Deb, who wonders what a person should expect when they get sued by a credit card company.

- Shawn and Jenna (Albuquerque, NM) are debt-free after paying off $80,000 in 33 months!

- Jack (Seattle) asks about selling his house to pay debt.

- Dave reads the Scripture and quote of the day.

- Meredith (Pensacola, FL) wants to know if she should wait a certain amount of time before spending an inheritance.

- Elliott (Boise, ID) has a question about selling his house to pay for helicopter training school.



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#8308: It’s Not Beans and Rice Forever


Fri, Jul 22, 2016


Hour 2: Aired on Friday, July 22, 2016

- David (Columbia, SC) says his wife is worried about being on beans and rice forever if they follow the Baby Steps.

- Barry (Las Vegas) asks how much he should spend on a car.

- Crystal (Manassas, VA) wonders if she should change jobs if it means less money but a shorter commute.

- Adrienne (Dallas) is trying to get her debt under control.

- Andrew and Breanne (Columbia, MO) are debt-free after paying off $65,750 in 23 months!

- Mike (San Antonio, TX) is deeply in debt with a low income, and is expecting a child in January.

- Dave reads the Blinds.com question of the day from Jennifer, who wonders how she can be sure she's paying the maximum amount toward her smallest debt.

- Michael (Tucson, AZ) wants to know if he should sell his truck to help fund his son's college education.



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#8307: Multimillion-Dollar Debt Payoff!


Fri, Jul 22, 2016


Hour 1: Aired on Friday, July 22, 2016

- George (Wilkes-Barre, PA) asks if it's possible to negotiate with a collector after a judgment.

- Dave reads a Twitter question from Brandon, who wants to know what debts to include in the debt snowball.

- Mark (Madison, WI) has a question about retirement versus paying the mortgage.

- James (Nashville) wonders if he should take money from his 401(k) to pay for a remodel that has gone over budget.

- Jennifer (Harrisburg, PA) wants to know who her budget accountability partner should be since she's a single mom.

- Tammy (Oklahoma City, OK) asks how to rent a car without a credit card.

- Aaron and Jo (Huntington Beach, CA) are excited to scream that they are debt-free after paying off $2.7 million in four years!



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#8306: Heather’s Plan to Attack Student Loan Debt


Thu, Jul 21, 2016


Hour 3: Aired on Thursday, July 21, 2016

- Daniel (Chicago) is a truck driver who wonders how he can budget on the road.

- Dan (Peoria, IL) wants to know how to transfer his 401(k).

- Dave talks about the positions he's hiring for.

- C.B. (San Antonio, TX) needs to sell a car that he's upside down on.

- Paul (Atlanta) wonders how much he should put down on his next home purchase.

- John and Carol (Lansing, MI) have paid off $110,000 in 24 months and are debt-free!

- Heather (Grand Rapids, MI) wants to know how to attack $116,000 in student loans.

- Dave reads the Scripture and quote of the day.

- Letti (Harlingen, TX) wonders when to save her emergency fund.

- Evan (St. Paul, MN) needs to know how to pay a tax levee.

- Ashley (Atlanta) has credit card debt that she wants to pay off.



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#8305: Finance a Car for a Job?


Thu, Jul 21, 2016


Hour 2: Aired on Thursday, July 21, 2016

- Joseph (Los Angeles) asks if he should finance a car to drive for Uber.

- Courtney (Baton Rouge, LA) has a question about selling land to pay off debt.

- Dave reads the Blinds.com question of the day from Ian, who wonders if he should use a debt management company to help him with his credit card debt.

- David and Stephanie (Raleigh, NC) are excited to scream that they've paid off $21,400 in just over 10 months!

- Joshua (Oklahoma City, OK) was just laid off and has a question about transferring his 401(k).

- Kevin (Orlando) asks about buying a house with his girlfriend, whom he plans to marry.

- Dave reads a Facebook question from Jeremy, who wants to know if home warranties are a waste of money.



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#8304: Getting the Family on Board


Thu, Jul 21, 2016


Hour 1: Aired on Thursday, July 21, 2016

- Dave talks for a few minutes about how the world didn't end after Brexit and how the Dow Jones Industrial Average hit another record high yesterday.

- Patty (New Orleans) wonders which investment she should pick.

- Chris (Salt Lake City, UT) wants to know about compound interest in a Roth IRA.

- Dave reads a Twitter question from Daniel, who asks if it's wise to attend one of Dave's Live Events while in Baby Step 2.

- Mike and Megan (Pittsburgh) are debt-free after paying off $47,000 in 18 months (Mike) and $27,000 in 19 months (Megan).

- Dave explains the process of booking a debt-free scream.

- Linda (Nashua, NH) needs to know how to get her 34-year-old stepdaughter and boyfriend on board with a money plan.



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#8303: Asa and Claudine Are Debt-Free!


Wed, Jul 20, 2016


Hour 3: Aired on Wednesday, July 20, 2016

- Adam (Kansas City, KS) wants to know if he should skip Baby Step 3 while he has a guaranteed military paycheck.

- Andrea (San Francisco) asks how to advise her parents and get her family on board.

- Dave talks about Chris Hogan's new podcast and book.

- Jennifer (Harrisburg, PA) wonders if she should buy her brothers out of a property they own together.

- Dave reads the Blinds.com question of the day from Gayle, who asks about the pros and cons of a reverse mortgage.

- Annette (Saginaw, MI) wants to know why Dave says investing in gold is a bad idea.

- Asa and Claudine (Calgary, Alberta) are debt-free after paying off $42,000 in 28 months!

- Rachel (Nashville) wonders if she should pay off her home equity line of credit even though she has no mortgage.

- Dave reads the Scripture and quote of the day.

- Cheryl (Phoenix) asks if her brother should use his $130,000 inheritance to pay off the house that he's upside down on.

- Jimmy (Charlotte, NC) has a question about buying a house.



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#8302: Becoming a Military Millionaire


Wed, Jul 20, 2016


Hour 2: Aired on Wednesday, July 20, 2016

- Susan (Greenville, SC) wants to know the best way to pay a home equity line of credit.

- Dave encourages listeners to refinance their homes while rates are so low.

- Dave reads a Twitter question from Hayley, who wonders how someone in the military can retire a millionaire.

- Ryan (San Diego) asks how to begin investing at age 16.

- Joe (Phoenix, AZ) has a question about selling back his car because of a recall.

- Dave welcomes guest Christy Wright to talk about Business Boutique.

- Dave and Christy read a Twitter question from Jennifer, who asks how Christy feels about starting a business on Etsy.

- Jill (Bloomington, IN) wants to know how to start a new business.

- Christine (Greenville, SC) wonders how to grow her business and still be there for her kids.

- Sara (Clearwater, FL) asks if she needs an employer ID number for her business.



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#8301: Moving to a Roth IRA


Wed, Jul 20, 2016


 Hour 1: Aired on Wednesday, July 20, 2016

- Lynnette (Raleigh, NC) wants to know how to move retirement savings to a Roth IRA.

- Alex (Charlotte, NC) wonders what the disadvantages are to manual underwriting.

- Rachel (Madison, WI) doesn’t know how to pay off student loans when she pays $2,000 a month in childcare.

- Dave promotes the 14-Day Money Finder on RachelCruze.com.

- Michael (Tampa, FL) asks how to properly utilize a 457 deferred compensation plan.

- Susie (Provo, UT) wants to know if dreaming is considered coveting in a biblical sense.

- Alissa (Indianapolis) needs to know how to pay $24,000 in hospital bills.

- Matthew (Fayetteville, NC) wonders when refinancing is a good idea.



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#8300: Rick and Sylvia Paid Off Monster Debt!


Tue, Jul 19, 2016


Hour 3: Aired on Tuesday, July 19, 2016

- Larry (Rapid City, SD) asks if he needs liability insurance.

- Gabriella (Odessa, TX) wants to know if she should buy a home her dad is selling before she gets out of debt.

- Dave reads a Twitter question from Ted, who wonders if it's okay to invest in single stocks after Baby Step 6.

- Charles (Phoenix) needs to know how to get his girlfriend on board.

- Rick and Sylvia (Midland-Odessa, TX) are debt-free after paying off $189,000 in five years!

- Bill (Akron, OH) wants to know if he should keep his car for now.

- Dave reads the Scripture and quote of the day.

- Matt (San Diego) needs to know how to start paying off debt.

- Dave talks about EntreLeadership 1-Day in Kansas City on October 19.

- Dave reads a Twitter question about quarterly 401(k) statements.



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#8299: Ian’s Early Retirement Plan


Tue, Jul 19, 2016


Hour 2: Aired on Tuesday, July 19, 2016

- Josh (Colorado Springs, CO) wonders if he should suspend his retirement saving to rebuild his emergency fund.

- Greg (Houston) needs advice for his parents who are stingy with money.

- Dave encourages listeners to lead his most popular class, Financial Peace University.

- Jacob (Salt Lake City, UT) wants to know how to help his disabled parents maximize their retirement funds.

- Jackie (Myrtle Beach, SC) is in her 50s with little retirement savings and asks about debt consolidation and home refinancing.

- Kevin (Cleveland) has a question about saving for cars and his kids' college funds.

- Ian (San Jose, CA) wonders if he should save 40% in Baby Step 4 and retire sooner.

- Dave talks about Rachel Cruze's new book, Love Your Life, Not Theirs.

- Gabe (Salt Lake City, UT) asks about selling a rental.

- Janelle (Tampa, FL) has a question about cashing out an inherited IRA.



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#8298: Dave’s Take on the Political Conventions


Tue, Jul 19, 2016


Hour 1: Aired on Tuesday, July 19, 2016

- Dave begins with his comments on the political conventions.

- LaToya (Atlanta) asks if her husband should take a job if they’d have to pay for day care.

- Rachel (Champaign, IL) wonders if she should pursue federal and state grants that would fund her education.

- Dave talks about the 14-Day Money Finder on RachelCruze.com.

- Traci (Houston, TX) is debt-free after paying off $35,000 in seven and a half months!

- Jennifer (Dallas) wants to know if a pastor can donate money from his side business to his own church and receive a tax deduction.

- Dave reads the Blinds.com question of the day from Brian, who asks if he should focus on giving, investing, or saving after graduating from college.



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#8297: Teach Your Children Well . . . and Early


Mon, Jul 18, 2016


Hour 3: Aired on Monday, July 18, 2016

- Michelle (New York) wants to know how to pay off $117,000 of debt in a reasonable time frame on a $110,000 income.

- Dave talks about the upcoming Smart Money Tour events.

- Dave reads a Twitter question from Marie, who asks if age three is too young to start teaching kids about finances.

- Andy and Brooke (Philadelphia) are debt-free after paying off $70,000 in six years.

- Brandon (Fort Worth, TX) wonders how to help friends in debt.

- Tony and Leslie (Columbia, MO) have paid off $100,000 in 29 months and are now debt-free!

- Casey (Salt Lake City, UT) is on Baby Step 3b and asks if he's doing it right.

- Connie (Sioux City, IA) wants to know if she should pay off her mortgage.

- Dave asks millionaires to contact the show and tell their stories for an upcoming millionaire theme hour.



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#8296: Dave Rants About Changing Your Life


Mon, Jul 18, 2016


Hour 2: Aired on Monday, July 18, 2016

- Delia (Philadelphia) has a question about using her savings to pay her student loan.

- Bud (San Antonio, TX) wants to know if he should take a lump sum payout from his pension fund.

- Dave talks about our YouTube channel.

- Rachel (Indianapolis) wonders if a health savings account is considered an investment.

- Katelyn (Colorado Springs, CO) says her husband has been unemployed for six months and wants to go back to school.

- Mark and Jessica (Indianapolis) are debt-free after paying off $28,000 in one year!

- Dave promotes our free online budgeting tool, EveryDollar.

- Dave talks about the free 14-Day Money Finder tool on RachelCruze.com.

- Abe (Memphis, TN) wants to know how to budget when he earns a low income.

- Jess (Springfield, MA) wonders if she should consolidate her student loans.

- Dave goes on a rant about how you change your life when you realize you're the problem.



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#8295: Chris Hogan Talks Retirement


Mon, Jul 18, 2016


Hour 1: Aired on Monday, July 18, 2016

- Garrett (Salt Lake City, UT) is house poor and wonders if he should sell.

- Beth (Tampa, FL) wonders if she should buy a car or pay off her debt first.

- Mike and Shelly (Kansas City, KS) are debt-free after paying off $135,000 in seven years!

- Dave reads the Blinds.com question of the day from Amy, who needs help choosing a property management company.

- Dave welcomes guest Chris Hogan to the studio.

- Jay (Knoxville, TN) asks how to invest after his 401(k) is maxed out.

- Randall (Fresno, CA) wants to know how to invest as a teacher when the state teacher pension is unstable and unpredictable.



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#8294: It’s Time to Get On the Same Page!


Fri, Jul 15, 2016


Hour 3: Aired on Friday, July 15, 2016

- Nicole (Phoenix) has questions involving her fiancé, his child-support debt, and her credit score.

- Mike (Fort Wayne, IN) says he and his wife are not on same page about money.

- Lane (Fort Collins, CO) asks about paying off rental properties.

- David and Gail (Bakersfield, CA) have paid off $82,000 in three years and are now debt-free!

- Dave reads the Scripture and quote of the day.

- Travis (Houston) wonders if he should sell his house and rent somewhere while he's paying off debt.

- Lester (Atlanta) wants to get his car title out of his mother's name.



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#8293: Clint and Brittany Paid Off $136K!


Fri, Jul 15, 2016


Hour 2: Aired on Friday, July 15, 2016

- Brian (Boulder, CO) needs to know if he should pay for a car or his student loan first.

- John (Raleigh, NC) says his fiancée has a lot of debt.

- Dave reads the Blinds.com question of the day from Carolyn, who is behind on her electric bill and wonders if her electricity can be shut off.

- Debbie (Sacramento, CA) wants Dave's advice on taking a new job.

- Clint and Brittany (Chattanooga, TN) are excited to scream that they are debt-free after paying off $136,000 in 32 months!

- Ali (Sacramento, CA) wants to know if he should refinance a condo in Los Angeles.

- Philip (Huntsville, AL) wonders if he should pay off a house before selling it.

- Ann (Miami, FL) has questions about whole life and term life insurance policies.



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#8292: How Anita Can Make Her Own Success Story


Fri, Jul 15, 2016


Hour 1: Aired on Friday, July 15, 2016

 

- Anita (Raleigh, NC) hears success stories on Dave's show and wants to change her behaviors to have her own success story.

- Reggie (Little Rock, AR) wonders if his credit score will go away if he leaves his corporate credit card open.

- Kent (Boise, ID) is concerned about his wife, who has hidden debt from him and is making questionable money moves.

- Sandra (Tampa, FL) asks how soon she can buy a house after coming out of bankruptcy.

- Steve and Tracy (Detroit) are debt-free after paying off $100,000 in 20 months!

- Melanie (Fresno, CA) is retiring soon and wants to know if she should stop putting money into her Roth IRA.

- Dave reads a Twitter question from Chris, who asks if it's alright for newlyweds to have separate accounts for miscellaneous spending.

- Kenyetta (Dayton, OH) has a new baby and lots of debt, and she’s wondering what to do.



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#8291: Trading One Loan for Another


Thu, Jul 14, 2016


Hour 3: Aired on Thursday, July 14, 2016

- Alex (Seattle) wants to know what debt he should pay off first.

- Seth (Durham, NC) wonders how to incorporate a 501(c)(3) and select officers for the corporation.

- Marie (New Orleans) is having problems caused by under-budgeting and overspending.

- Bethany (Detroit) asks how to increase her income and pay off debts.

- Michelle (Houston) wants to know if she should take out a personal loan to clear the student loan her mom took out for her.

- Shriram (Cincinnati) has an uncertain immigration status that affects the housing arrangements.

- Dave reads a Facebook question from Abe, who wonders the best way to attend medical school without taking out student loans.

- Dave reads the Scripture and quote of the day.

- Danny (Palm Beach, FL) wants to know if he needs a living trust.

- Richard (Kansas City, MO) has a question about reverse mortgages.



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#8290: Chris Hogan’s “Big Buy” Budgeting Tip


Thu, Jul 14, 2016


Hour 2: Aired on Thursday, July 14, 2016

- This hour, our guest hosts Ken Coleman, Chris Hogan, and Rachel Cruze talk about their books and media appearances.

- Raegon (Hagerstown, MD) asks about refinancing.

- Rachel talks about her new 14-Day Money Finder at RachelCruze.com.

- Charlie (Cincinnati) wants to know how to get his wife on board.

- Our hosts read a Facebook question from Erin, who is finding it difficult to budget.

- Chris talks about a budgeting tip that involves waiting 72 hours before making a big purchase so you have time to think about it.

- Rebecca (Chicago) wants to know if she should treat her kids' college tuition as a snowball debt or pay it monthly and build up an emergency fund.

- Chris talks about how to use his R:IQ tool on his website, ChrisHogan360.com.

- The hosts read a Facebook question from Shana, who asks if there is a solution for people who find themselves in massive student loan debt.

- Ken and Chris talk about the Retire Inspired podcast.

- Eli (Tucson, AZ) wonders what percentage he should contribute to a Roth IRA.

- Our guest hosts read a Twitter question from Andre, who needs to know if he should buy his next car with cash or lease it to rebuild his credit.



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#8289: That’s Quite a Car Purchase!


Thu, Jul 14, 2016


Hour 1: Aired on Thursday, July 14, 2016

- Selena (Raleigh, NC) has parents who aren't receptive to her excitement about money.

- John (Jacksonville, FL) bought a $22,000 car on a $26,000-a-year income.

- Dave reads the Blinds.com question of the day from Priscilla, whose family members resent how she has her money in order.

- David (Fort Collins, CO) wants to know how to draw up the papers to instruct a trust to spend his life insurance proceeds.

- Mike and Corrinne (Los Angeles) are debt-free after paying off $80,000 in 21 months!

- Brian (Columbus, OH) says just paying the bills is maxing out his budget.

- Dave encourages listeners to enroll in Financial Peace University.

- Mike (Nashville) says the hospital is billing him more than their written agreement.

- Lewis (Fort Lauderdale, FL) asks about the best way to become a financial coach.

- Dave reads questions from Twitter.



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#8288: Thomas and Jennifer Are Debt-Free!


Wed, Jul 13, 2016


Hour 3: Aired on Wednesday, July 13, 2016

- Justin (Jefferson City, MO) has $120,000 in debt and asks how to get started on taking control of his money.

- Brad (Effingham, IL) wants to refinance the house.

- Julie (Raleigh, NC) says her husband bought a rental after college and she needs help fixing the situation.

- Robert (Omaha, NE) owes $26,000 on a car that is worth $16,000.

- Dave reads a Twitter question from Johnny, who wonders what happens to the money in an ESA if the teenager opts not to go to college.

- Thomas and Jennifer (Myrtle Beach, SC) have paid off $237,000 in five years and are now debt-free!

- Allison (Indianapolis) wants to know how much life insurance she needs.

- Dave reads the Scripture and quote of the day.

- Austin (San Luis Obispo, CA) wants to start investing.

- Jeremy (Tulsa, OK) has almost $300,000 in student loans and asks if it would be a bad idea to buy rental property.



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#8287: He Makes It, She Breaks It


Wed, Jul 13, 2016


Hour 2: Aired on Wednesday, July 13, 2016

- Monica (Greenville, SC) is a stay-at-home mom who wants to make an income.

- Dave reads the Blinds.com question of the day from Aaron, who says his wife makes him do the budget but then she breaks it.

- Jared (Bend, OR) asks how to grow a business while in Baby Step 2.

- Don (Atlanta) wonders if he should use his variable annuities in his retirement plan.

- Markley and Christie (Amarillo, TX) are debt-free after paying off an incredible $249,500 in 52 months!

- Claudia (Seattle) wants to buy a rental property.

- Erin (Dothan, AL) asks if she should buy or rent when she moves.

- Bill (Nashville) says he's having an issue with renters.

- Dave reads a Facebook question from Mary, who needs to know if she should purchase stock in her company's employee stock purchase plan.



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#8286: Ken Coleman, Chris Hogan and Chris Brown Host


Wed, Jul 13, 2016


Hour 1: Aired on Wednesday, July 13, 2016

- Ken Coleman, Chris Hogan and Chris Brown guest host for the hour.

- The hosts talk about our YouTube Channel and the YouTube chat room.

- Danna (Seattle) has a question about where to start with her student loans.

- Ken talks about the success of Chris Brown's True Stewardship.

- The hosts discuss the newest Ramsey Solutions research study about retirement education.

- Jason (Austin, TX) asks what happens after he exceeds the retirement contribution limit.

- Our hosts answer a YouTube question from Megan, who wants to know how to convince herself to tithe during Baby Step 2.

- Scott (Springfield, MA) needs to choose between a Roth IRA and a 401(k).

- Jen (Tulsa, OK) says her financial decisions are affecting her relationship with her in-laws.

- Jessica (Eugene, OR) says her parents took out a PLUS loan for $44,000.

- Luke (Buffalo) wants to know how to save enough cash to buy a house after he gets married.

- Libby (Las Vegas) wonders how to teach her teenage son to budget.



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#8285: Dave Talks to Lou Holtz!


Tue, Jul 12, 2016


Hour 3: Aired on Tuesday, July 12, 2016

- Fran (Las Vegas) is recently widowed and has questions about how to use her late husband's IRA money.

- Maureen (Orlando) asks if she should use her 401(k) to pay off her house.

- Dave reads the Blinds.com question of the day from George, who received a summons from a collector and doesn't know how to proceed.

- Jacob (Kansas City, MO) asks if it's a good idea for his mother to do a deed on death to transfer her house to Jacob and his siblings.

- Isonel (New York) wants to know what his retirement game plan should be.

- Dave talks about our EntreLeadership Summit event.

- Dave welcomes special guest Lou Holtz to talk about leadership topics as well as his appearance at EntreLeadership Summit.

- Dave reads the Scripture and quote of the day.

- Dave recaps the interview with Lou Holtz.

- Naomi (Walla Walla, WA) was overcharged by an HVAC company and asks how to challenge the bill.

- Dan (St. Petersburg, FL) wants to know if his wife should travel for work.



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#8284: Two Family Trees Are Changed Forever


Tue, Jul 12, 2016


Hour 2: Aired on Tuesday, July 12, 2016

- Bill (Kansas City, MO) wants to know the first step he should take.

- Dave mentions some of Ramsey Solutions' upcoming live events.

- Gregg and Kim (Dallas) are debt-free after paying off $160,567 in eight and a half years.

- Dave talks about the upcoming Smart Conference dates.

- Carrie (Lubbock, TX) has a question about putting her student loan into her debt snowball.

- Jennifer (Worcester, MA) is excited about Dave's plan and wants to know how to get her husband equally excited.

- Wayne (New Haven, CT) asks if he should fix up his house.

- Andre and Gilda (Dallas) paid off an amazing amount of debt, $405,000 in 54 months, and are now debt-free!

- Colleen (Medford, OR) wonders if she should refinance because a lot of her monthly income goes to the mortgage payment.



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#8283: When Do I Convert to a Roth IRA?


Tue, Jul 12, 2016


Hour 1: Aired on Tuesday, July 12, 2016

- Jason (Fayetteville, AR) wonders if he and his family should take a trip to visit family in Italy.

- Karisa (Albuquerque, NM) has a mother in failing health and isn't sure what to do with her house.

- Dave talks about how EveryDollar is now available on Android.

- Audrey (Memphis, TN) says her father isn't insurable.

- Jarrett (Madison, WI) asks when to convert to a Roth IRA.

- Dave reads a Twitter question from Danielle, who wonders if she should accept free stock from her cell phone provider.

- Kyle and Brooke (Cedar Rapids, IA) have paid off $272,000 in 37 months and are now debt-free!

- Steve (Great Bend, KS) has a question about challenging his father's will in court.

- Laurie (Birmingham, AL) wants to know if she should pay off her house early.

- Richard (Sarasota, FL) is setting up his estate for the kids.

- Meredith (Canton, OH) thinks she is house poor.



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#8282: Dave and Christy Wright Talk Business


Mon, Jul 11, 2016


Hour 3: Aired on Monday, July 11, 2016

- Spencer and Jessica (Phoenix) paid off $30,000 in 14 months and are now debt-free!

- Justin (Phoenix) wonders if he should sell his house to fund Baby Step 3.

- Dave welcomes guest Christy Wright to the show.

- Dave and Christy talk about the Business Boutique event and the "Why" behind business. 

- Cassandra (Boise, ID) wants to know how to budget for an Etsy business.

- Dave and Christy talk more about Business Boutique as well as the Business Boutique Academy.

- Dave reads the Scripture and quote of the day.

- Dave goes down the list of Ramsey Solutions live events scheduled for the fall.

- Joyce (Chicago) wants to know how to fix business equipment if you don't have the money.

- Dave reads a Twitter question where the person asks about term life insurance.



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#8281: Steven and Nikki Are Debt-Free!


Mon, Jul 11, 2016


Hour 2: Aired on Monday, July 11, 2016

- Daniella (Dallas) wonders if she should move to California.

- Nate (Minneapolis-St. Paul, MN) wants to know if he should move out of his house.

- Dave reads the Blinds.com question of the day from Martha, who asks if she should pull money from her husband's 457 to pay off debt.

- James (Atlanta) needs to know if he should save for a refinance or invest.

- Jasmine (Chino, CA) wonders if she should use her 401(k) to pay off debt.

- Patsy (Jackson, TN) asks how to talk to her granddaughter.

- Steven and Nikki (Meridian, ID) are debt-free after paying off $52,000 in three years and two months!

- Bridget (Kansas City, MO) has a question about getting her husband to agree on money goals.

- Dave reads a Twitter question from Britt, who wonders how Dave feels about taking tax deductions on charitable contributions.

- Tim (Dallas) asks how to research a real estate company.

- Travis (Houston) wants to know if he should pay down his debt or buy a house.



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#8280: Dave Has Exciting EveryDollar News


Mon, Jul 11, 2016


Hour 1: Aired on Monday, July 11, 2016

- Dave reveals that EveryDollar is now available on Android!

- Heather (Salt Lake City, UT) promised some money to her brother but is now reconsidering.

- Jason (Independence, KS) asks if small businesses should accept credit cards for payment.

- Jessica (Amarillo, TX) wants to know how to pay off her house faster.

- Paul (Champaign, IL) has a question about rolling his credit card debt into a student loan.

- Joe and Jessica (St. Joseph, MI) are debt-free after paying off an incredible $260,000 in 12 years!

- Dave previews Rachel Cruze's new book "Love Your Life, Not Theirs" and encourages listeners to preorder their copies.

- Michael (Tulsa, OK) wonders what to do with two houses he owns.

- Jeanne (Omaha, NE) has a question about using her IRA to pay off her home.



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#7840: Dave's Team Member Is Debt-Free!


Thu, Dec 17, 2015


- Carlee (Iowa) and her husband wonder if they should pause on retirement savings to build up a bigger pile of money for house repairs once they buy.

- Jason (Detroit) wants to know if he should roll his 401(k) over to his new job or withdraw it to pay off debt.

- Nora (Greenville, SC) wants to know where collections fit into the Baby Step process.

- Nick (Phoenix) and his wife ask if they should sell their paid-for house to build a custom house on some property they have.

- Michelle (Lexington, KY) asks if she should take money from her savings account to pay off her mortgage.

- Amy from Twitter wonders about the best way to deal with capital gains tax.

- Parker and Kara (Nashville - Parker works for Dave) have paid off $32,000 in 19 months and are now debt-free!

- Anna (Baton Rouge, LA) is going back to grad school in January and asks if she should borrow from her 403(b) to pay for college.

- Dave plugs EveryDollar.

- David (San Antonio, TX) owns three whole life insurance policies and asks if it’s smart to keep them.

- Michelle (New York) wonders what happens to the bills that don’t get paid when the paycheck from your irregular income arrives.

- JC from Twitter asks what gazelle intense means.



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#7839: Ken Coleman hosts with special guests Rachel Cruze and Chris Hogan.


Thu, Dec 17, 2015


- Ken, Rachel and Chris talk about the upcoming release of Chris’ book Retire Inspired as well as Rachel’s next book project set to release in late 2016.

- Rachel, Chris and Ken talk about how they stay on budget with their Christmas shopping and offer tips for how you can do the same.

- Sarah (Tacoma, WA) asks how you can respectfully speak to your parents about money when they struggle with it.

- Jack (Chicago) wants to know if he should finish Baby Step 3 before spending $6,000 getting his degree at an online college.

- Brad from Twitter is on Baby Step 2 and asks if he should cash out his work vacation days to pay on his debt.

- Maria (Temple, TX) has a husband who wants to take out a 401(k) loan. She wants to know why that’s not a good idea.

- Elaine (San Antonio, TX) and her husband are in their 60s. She wants to know the age where they can start withdrawing from their mutual funds.

- Jesus (Hartford, CT) has a $4,000 car that needs $2,000 in repairs. He wonders if he should pay to fix it or pay cash for a newer $10,000 car.

- Chris, Ken and Rachel talk about keeping gift and money expectations reasonable during the Christmas season.



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More Details

  • Published: 2002
  • LearnOutLoud.com Product ID: T019465