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The Dave Ramsey Show Podcast by Dave Ramsey

The Dave Ramsey Show Podcast

by Dave Ramsey

Product Details

Running Time
39 Min.
Offered
Monday-Friday

LearnOutLoud.com Review

Why stress out over money? With the Dave Ramsey Show Podcast, financial adviser Dave Ramsey offers call-in listeners the chance to discuss their money issues. Topics Ramsey takes on include tips for staying debt-free in college, how to keep your marriage together during a financial crisis, and how to transition after losing a job or suffering a similar cash flow setback. Ramsey helps everyone he talks to with a faith-based, friendly demeanor that tackles not just your money questions, but your emotional health as well.


Description

The Dave Ramsey Show is about real life and how it revolves around money. Dave Ramsey teaches you to manage and budget your money, get out of debt, build wealth, and live in financial peace. Managing your money properly will reduce stress, improve your marriage, and provide security for you and your family.

And check out Dave Ramsey's latest audio book EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches available on CD and audio download.


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Podcast Episodes




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#8278: Should Alex Build His Credit?


Wed, Aug 24, 2016


Hour 3: Aired on Wednesday, August 24, 2016

- Andrea (Oklahoma City, OK) says her house payment is 40% of her take-home pay.

- Alex (Fayetteville, AR) has no credit score and wants to know how to build credit.

- Taryn (Salt Lake City, UT) is not on the same page with her husband about money.

- Mike (Colorado Springs, CO) wants to advise his son about money matters.

- Dave talks about the various ways you can hear the show.

- Dave reads a Twitter question from David, who asks if he should withdraw money from a mutual fund to pay off a car loan.

- Dave reads a Facebook question from Leigh Ann, who wonders if Dave would ever consider investing in a bond mutual fund.

- Dave reads an email from Richard, who wants to know if Dave is compensated for his endorsement of Zander Insurance.

- Dave reads the Scripture and quote of the day.

- Josh (Portland, OR) asks if it's legal to roll a 401(k) into rental property.

- Roy (Amarillo, TX) wants to escape the payday loan trap that he's caught in.

- Jay (Atlanta) needs to know if he should roll his 401(k) to a Roth now and pay the taxes.

- Dave reads a Facebook question from Mandy, who asks how she can get her name off a loan she co-signed for.

- Dave takes another email question, as Todd wonders if he should go for 20 or 30 years of term life insurance.



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#8277: Matt Found $6,000 in Cash


Wed, Aug 24, 2016


Hour 2: Aired on Wednesday, August 24, 2016

- Nate (Phoenix) asks if he should put his mortgage into Baby Step 2 instead of Baby Step 6.

- Jeremy (Fayetteville, AR) wonders how to best use a $40,000 lump sum of money.

- Curtis (Dallas) has $80,000 in debt which he just discovered.

- Leslie (Pittsburgh) is debt-free after paying off $29,500 in 14 months!

- Jennifer (Seattle) has $230,000 in student loans and asks if she should buy a house.

- Matt (Pittsburgh) wonders what to do with the $6,000 in cash he found in a home he just bought.

- Dave rants about how you should follow the Golden Rule.



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#8276: Jim and Bridget Paid Off Huge Debt!


Wed, Aug 24, 2016


Hour 1: Aired on Wednesday, August 24, 2016

- Terry (Portland, OR) is a freelance writer who needs to determine a reasonable salary to draw from her business.

- Greg (San Francisco) wants to challenge a court ruling that involves his wife paying her ex-husband's student loans.

- Cynthia (Los Angeles) wonders if she can negotiate on the various debts she owes.

- Matt (Greenville, SC) has a question about using a health savings account while he’s in Baby Step 2.

- Dave invites listeners to use our free online budgeting tool, EveryDollar.

- Jim and Bridget (Little Rock, AR) are debt-free after paying off an incredible $350,000 in debt in six years!

- Jennifer (Winston-Salem, NC) is inheriting money but doesn't trust her husband to help her manage it well.

- Scott and Carrie (Stevens Point, WI) ask if they should pay off their house or put the money toward a new home.

- Dave reads the Blinds.com question of the day from Tyler, who wonders where he should keep his emergency fund.

- Nicole (Nashville) has $100,000 in student loan debt but wants to go back to school for a different degree.



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#8275: Will Wants to Stay Motivated


Tue, Aug 23, 2016


Hour 3: Aired on Tuesday, August 23, 2016

- Sam (Pulaski, TN) is a first-time homebuyer who wants advice from Dave.

- Joann (Cape Cod, MA) wonders how to fit home renovations into her Baby Steps.

- Lori (Boise, ID) has a question about combating identity theft after having her debit card numbers stolen several times.

- Barb (Springfield, MO) is at retirement age and doesn't have much saved.

- Damon (Phoenix) needs to know how to go to college debt-free.

- Dave reads the Scripture and quote of the day.

- Will (Dallas) wants to know how to stay motivated while working to get out of debt.

- Mandi (Phoenix) asks how to get out of a Chapter 13 bankruptcy.



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#8274: Clay and Azarina Paid Off $96,600!


Tue, Aug 23, 2016


Hour 2: Aired on Tuesday, August 23, 2016

- Sharon (Phoenix) needs to know if she should walk away from her rental properties.

- Dave talks about getting too antsy with real estate when you can't afford it.

- Dave reads the Blinds.com question of the day from Becky, who asks if she and her husband should pause their debt snowball since he's facing a layoff.

- Dave reads a Facebook question from Gary, who wonders if he gets any return after his term life insurance expires.

- Dave reads a Twitter question from Mikey, who is disagreeing with his spouse over wants and needs in the budget.

- Joe (Houston) needs to know if index universal life insurance is good or bad.

- Chris (Oklahoma City, OK) is worried that he works too much and neglects his family.

- Clay and Azarina (Atlanta) are debt-free after paying off $96,600 in three years!

- John (Sacramento, CA) is 71 and wonders if he's too old for long-term care insurance.

- Jane (Minneapolis, MN) has a question about what to do with her house.



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#8273: David and Emily’s Baby Question


Tue, Aug 23, 2016


Hour 1: Aired on Tuesday, August 23, 2016

- Dave welcomes guest Christy Wright to the show to talk about the launch of her new Business Boutique podcast. You can subscribe on iTunes or listen at BusinessBoutique.com.

- John (Cincinnati) needs to decide between buying a house or renting.

- Berto and Ashley (Orlando) are debt-free after paying off $48,000 in two years!

- David and Emily (Nashville) are expecting a baby and wonder if they should pause their Baby Steps or sell the car.

- Aaron (Los Angeles) is self-publishing a book.

- Jaz (Columbus, OH) has a question about investing while in Baby Step 2.



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#8272: Jason and Christine Paid Off $124K!


Mon, Aug 22, 2016


Hour 3: Aired on Monday, August 22, 2016

- Deborah (Orlando) says her marriage is struggling because of money problems.

- Dave talks about how he and Sharon had tough times in their marriage during bankruptcy.

- Jason and Christine (Norman, OK) are debt-free after paying off $124,000 in two years.

- Darren (Phoenix) says his brother has offered to loan him money to pay off his debt.

- Dave reads the Scripture and quote of the day.

- George (Midland-Odessa, TX) wonders if he should borrow money or cash out an IRA to get rid of credit card debt he incurred for his business.

- Kathy (Houston) wants to know if using debit cards online is safe.



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#8371: How Should I Talk to Family About Debt?


Mon, Aug 22, 2016


 Hour 2: Aired on Monday, August 22, 2016

- Nick (South Bend, IN) isn't sure how to talk to his dad about debt.

- Dave reads a Twitter question from Scott, who asks if Dave recommends a certain ratio of assets.

- Dave rants about the "stinkin' thinkin'" of people who villainize millionaires.

- Mark (Colorado Springs, CO) has questions about term life insurance versus whole life insurance.

- Adam and Cara (Peoria, IL) have paid off $13,000 in 18 months and are debt-free!

- Dave reads the Blinds.com question of the day from Jane, who wants to convince her indifferent fiancé to pay off his student loan debt.

- Sarah (Mobile, AL) wonders what to do with her whole life insurance money after she cashes the policy out.

- Lynn (Detroit) asks why she shouldn't use credit cards if she pays off the balance every month.

- David (Canada) works as a missionary and feels guilty about asking people to fund him.

- Dave reads a Facebook question from Sofia, who is engaged and wants to know if they should attend Financial Peace University now or after they're married.



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#8370: Can My Dad Buy Me a Car?


Mon, Aug 22, 2016


Hour 1: Aired on Monday, August 22, 2016

- Robert (Pensacola, FL) wonders if he should let his dad buy him a car.

- Ed (Oklahoma City, OK) is being sued over a bad real estate transaction and is worried about losing his family's land in the suit.

- Tracy (Topeka, KS) wants to know how to handle a difficult small-business client.

- Chris and Brittany (Lincoln, NE) are debt-free after paying off $50,000 in 16 months!

- Kendra (Dallas) has a question about using cash to pay off her student loans.

- Lea (Birmingham, AL) wonders if she should use her 401(k) to pay off debt.

- Katy (Dallas) needs to know how much she should put into retirement.

- Dave reads a Twitter question about preventing identity theft.



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#8369: Too Much Money in My Cars?


Fri, Aug 19, 2016


Hour 3: Aired on Friday, August 19, 2016

- Josh (Columbia, SC) is considering buying a duplex.

- Nick (Toronto, Ontario, Canada) asks if he should invest the money that he'll eventually use for a down payment on a house.

- Dave reads a Twitter question from Abe, who gets yearly stock bonuses and wonders what to do with them.

- Dave reads a Twitter question from Ben, who asks about using index funds to lower his retirement fees.

- Tom and Norma (Phoenix) have paid off $204,000 in four years and are now debt-free!

- Doug (Phoenix) is going into a ministry to do relief work and wonders if he needs a retirement plan.

- Dave reads the Scripture and quote of the day.

- Scott (Denver) wants to know if he should invest or put his money toward his mortgage.

- Jason (Fresno, CA) has a question about refinancing while working through Baby Step 2.

- Dave reads a Twitter question from Viviana, who asks what percentage of her income should be tied up in her cars.

- Dave reads a Twitter question from Ross, who asks about using a realtor for buying a vacant lot.



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#8368: Bob and Rozanna Are Debt-Free!


Fri, Aug 19, 2016


Hour 2: Aired on Friday, August 19, 2016

- Robert (Oklahoma City, OK) wants to know when to sell his business.

- Dave reads the Blinds.com question of the day from James, who just started saving for his 16-year-old's college education and asks how to maximize the growth.

- Josh (Pikeville, KY) needs to know what he should sell to pay off his debts and which one he should start with.

- Mary (Dayton, OH) wonders if she should sell her house.

- Troy (Kansas City, MO) just went through bankruptcy and has questions about rebuilding.

- Dave reads a Twitter question about pet insurance.

- Bob and Rozonna (Indianapolis) have paid off $156,000 in seven years and are now debt-free!

- Melanie (Sioux City, IA) wonders how to get her husband on board.

- Jeff (Philadelphia) says fear of rejection is hindering his ability to sell.



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#8367: Money and Relationships


Fri, Aug 19, 2016


Hour 1: Aired on Friday, August 19, 2016

- Doug (Kansas City, MO) discovered that an employee lied to him and needs to know how to handle it.

- J.D. (Minneapolis, MN) says his girlfriend refuses to tell him about her debts and won't make more than her minimum payments.

- Bill (Denver) asks when he should begin taking Social Security.

- Tim and Amanda (Milwaukee, WI) are debt-free after paying off $50,000 in 16 months!

- Raymond (Champaign, IL) wonders how to explain his extreme wealth to his girlfriend before he proposes.



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#8366: Good Time to Start a Business?


Thu, Aug 18, 2016


Hour 3: Aired on Thursday, August 18, 2016

- Gordan (Milwaukee, WI) asks about his business.

- Judy (Tucson, AZ) wonders if she should cash in her mutual fund to pay off her house.

- Dave reads a Twitter question from Matt, who wants to know how he can get a mortgage without a credit score.

- James (Midland-Odessa, TX) asks if it's a good time to start a business.

- Steve (Reno, NV) isn't sure how to ask his father for money to help pay for his son's college tuition.

- Cheryl (Kansas City, MO) is debt-free after paying off $25,658.46 in 27 months!

- Mike (Raleigh, NC) needs to decide between selling his townhouse or renting it out.

- Dave reads a Facebook question from Sandra, who has 13 maxed-out credit cards and wants to know what to do.

- Dave reads the Scripture and quote of the day.

- Dave reads the Blinds.com question of the day from Jeff, who asks if it's better to pay a 30-year mortgage like a 15-year mortgage or to just go for the shorter loan.

- Anthony (Phoenix) wants to know how to pay for college with cash.



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#8365: $40,000 in 14 Months—Gone!


Thu, Aug 18, 2016


Hour 2: Aired on Thursday, August 18, 2016

- Ian (Raleigh, NC) asks if it's a good idea for his parents to switch to a trust.

- Chris (Baghdad, Iraq) wonders if moving to New Zealand will affect his retirement savings.

- Lyle (Los Angeles) wants to know if he should enroll in a deferred comp plan.

- Owusu (Atlanta) asks what to use savings on.

- Chris (Charlotte, NC) needs to know how to balance work and family.

- Dave reads a Facebook question from Dee, who wonders if she should close a CD early and take the penalty to pay off a credit card.

- Matthew and Jennifer (Washington, D.C.) are debt-free after paying off $40,000 in 14 months!

- Don (Sarasota, FL) wants to learn how to calculate the payment on a car loan.

- Steph (Houston) is leaving her company and needs advice on career options.



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#8364: Should Charlie Choose College or a House?


Thu, Aug 18, 2016


Hour 1: Aired on Thursday, August 18, 2016

- Alex (Seattle) asks if he should take out a mortgage.

- Dustin (Hobbs, NM) wants to sell land that was gifted to him.

- Rich (Pittsburgh) wonders how to apply money gifts to his budget.

- Jill (Knoxville, TN) asks about switching to a health savings account.

- Charlie (St. Louis) wonders if he should save for a college or a home.

- John and Liz (Louisville, KY) are debt-free after paying off $65,000 in 28 months!

- Mark (Columbia, MO) asks if he should settle a credit card debt.

- Dave reads a Facebook question from Vicky, who wants to know Dave's opinion on term insurance with a living benefit.

- Dave reads a Twitter question from Brian, who needs to know the difference between rent-to-own and rent-with-an-option-to-purchase for a personal residence.

- Cody (Dayton, OH) asks if he should join a teacher's union.

- Brian (Salt Lake City, UT) wonders if he should do a limited liability company or an S-Corp.



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#8363: Aaron and Adrienne Paid Off $90,000!


Wed, Aug 17, 2016


Hour 3: Aired on Wednesday, August 17, 2016

- Hayden (Columbus, OH) asks how to pay off his credit cards.

- Logan (Des Moines, IA) wonders if he should continue with school.

- Carolyn (Dayton, OH) has a cable bill that's been sent to collections.

- Aaron and Adrienne (Los Angeles) have paid off $90,000 in 45 months and are debt-free!

- Jason (Boise, ID) has a question about using his father's money to pay bills.

- Dave reads the Scripture and quote of the day.

- Dave reads the Blinds.com question of the day from Mary, who wonders how she should invest for her son.

- Heather (Portland, ME) asks if she should sell her rental property.

- Brandon (Boone, NC) wants to know Dave's investing advice for a college student.

- Dave reads a Twitter question about using an emergency fund to get out of debt.



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#8362: Tyler Asks About Debt Consolidation


Wed, Aug 17, 2016


Hour 2: Aired on Wednesday, August 17, 2016

- Brett (Wichita, KS) wonders what he should do with an inherited IRA.

- John (Atlanta) has $46,000 in consumer debt and isn't sure where to start on a plan.

- Carol (San Francisco) says her husband was just diagnosed with leukemia, and she asks if they should pay off the mortgage.

- Dave encourages listeners to attend his most popular class, Financial Peace University.

- Tyler (Orlando) wonders if debt consolidation is a good idea.

- James (Omaha, NE) has a question about buying a house.

- Jim and Tina (Duluth, MN) are debt-free after paying off $67,600 in 22 months!

- Dave reads a Twitter question from Tim, who wants to know if he should buy travel health insurance for his upcoming cruise.

- Dave answers a Facebook question from Pascal, who needs Dave to explain the pros and cons of permanent life insurance.

- Dan (Tampa, FL) wonders if he should pay debts while in college.

- Dave talks about a get-rich-quick ad he heard on the radio this morning.



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#8361: Alex’s New Job Question


Wed, Aug 17, 2016


Hour 1: Aired on Wednesday, August 17, 2016

- Hector (Austin, TX) wants to know what to do with his deferred comp.

- Godwin (Washington, D.C.) wonders if he should sell his car.

- Josh (Ogden, UT) is curious about which student loan he should pay first.

- Dave promotes the upcoming EntreLeadership 1-Day event and livestream.

- Peggy (Atlanta) says her house isn't selling and wants to know when to pull it off the market.

- James (Atlanta) says his workplace offers a matching Roth IRA retirement plan.

- Will and Bianca (Houston) have paid off $45,000 in 15 months and are now debt-free!

- Alex (Lubbock, TX) wonders if he should leave a job he isn't passionate about for a new one that pays less.

- Linda (Boston) asks if she should set up a trust for her special-needs son.

- Dave promotes the upcoming Smart Money Tour events.

- Mark (Utica, NY) wants to know if he should refinance his car.

- Shaun (Atlanta) has a question about refinancing his rental property.



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#8360: Ryan Wants to Buy the Business


Tue, Aug 16, 2016


Hour 3: Aired on Tuesday, August 16, 2016

- Ryan (Pittsburgh) needs advice on how to pay for the small business he wants to buy.

- Mark (Baltimore) has a question about using investments to pay down the balance on his house.

- Troy (Minneapolis-St. Paul, MN) wants to know how to pay for a wedding.

- Dave reads the Blinds.com question of the day from Danny, who wonders if his father should cancel a universal life policy.

- Dave talks about the $1,000 weekly prizes at DaveRamsey.com that are part of the Win With Money giveaway.

- Dave says we're going to do a "stupid tax" theme hour and encourages people to send in stories.

- Louis (Boise, ID) wonders how to get a mortgage since his credit score is zero.

- Dave reads the Scripture and quote of the day.

- Tiffany (Baltimore) needs to know what to do with her son’s stipend.

- Dave reads a Twitter question from Valerie, who wants to know if she should borrow from her 401(k) or get a low-interest loan to buy a car for her teenager.

- Bud (San Bernardino, CA) doesn’t know how to get his wife on board with Dave’s plan.



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#8359: Should Cynthia Keep This Policy?


Tue, Aug 16, 2016


Hour 2: Aired on Tuesday, August 16, 2016

- Cynthia (Charleston, SC) asks if she should keep an index universal life insurance policy.

- Dave goes on a rant about being normal.

- Mandy (Eau Claire, WI) needs to decide between buying property or investing in stocks.

- Monette (Charlotte, NC) is in her 50s and has lots of debt.

- Christine (Jackson, TN) wonders how to set up a budget for the 50/50 business partnership she's entering.



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#8358: Dave and Chris Hogan Talk Retirement


Tue, Aug 16, 2016


Hour 1: Aired on Tuesday, August 16, 2016

- Kelly (Columbus, OH) wants to know what to do with extra money.

- Brian (Orlando) wonders when he should refinance his house.

- Becca and Mason (Portland, OR) have paid off $37,500 in 15 months and are debt-free!

- Mike (La Crosse, WI) asks if he should sell his Shelby Cobra.

- Dave welcomes guest Chris Hogan to the studio to take calls. They also discuss the new Ramsey Research report that says 56% of Americans lose sleep thinking about retirement.

- Ericka (Houston) has a question about starting to invest while in her 30s.

- Chad (Cincinnati) needs to know what to do with the $14,000 in his old 401(k).



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#8357: Can Marina Relax a Little?


Mon, Aug 15, 2016


Hour 3: Aired on Monday, August 15, 2016

- Megan (Oklahoma City, OK) asks where to begin when it comes to buying homes and renting them out.

- Dave reads a Twitter question from Dexter, who says daycare costs might make him delay retirement savings.

- Marina (Fayetteville, NC) is concerned that she's being too frugal after paying off her student loan.

- Ryan (Phoenix) wonders if it's financially okay for his wife to become a stay-at-home mom.

- Josh and Megan (Iowa City, IA) are debt-free after paying off $163,700 in 55 months!

- Dave promotes the new 14-Day Money Finder tool at RachelCruze.com.

- Dave goes on a mini-rant about how you have to make different decisions to have a different kind of life.

- Dave reads the Scripture and quote of the day.

- Andrew (Daytona Beach, FL) wants to know how long his term life insurance policy should be.



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#8356: Lisa’s Kids, College, and Credit Cards


Mon, Aug 15, 2016


Hour 2: Aired on Monday, August 15, 2016

- Ellen (New York) has an unstable job situation and wonders if she needs a bigger emergency fund.

- Ashley (Knoxville, TN) is setting up an Etsy business and has a question about dealing with the interstate brand of commerce.

- Dave reads a Facebook question from Lisa, who is disagreeing with her husband about giving credit cards to their college-age kids.

- Kendra (Washington, D.C.) asks how much she should spend on her first home.

- Daniel and Eva (Fort Worth, TX) are debt-free after paying off $195,200 in five years and 10 months!

- Rudy (Houston) is a 20-year-old college student who wants to know where she should focus her spending.

- Dave talks about our new SmartVestor tool.

- Josh (Chattanooga, TN) wonders if he should refinance.

- Dave reads a Twitter question from Woodrow, who has a question about how an income REIT works.



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#8355: Tim and Tara’s Huge Debt Is Gone!


Mon, Aug 15, 2016


Hour 1: Aired on Monday, August 15, 2016

- Garret (Madison, WI) wants to know if he should ditch his universal life policy and buy term life insurance.

- Nathan (Fort Dodge, IA) wonders how to incorporate an extra check into his budget.

- Dave reads a Twitter question from Christine, who asks if it's biblically wrong to settle a debt for less than is owed.

- Nolan (Salt Lake City, UT) has a question about paying off a credit card versus paying for eye surgery.

- Bryce (Seattle) wants to know if he should take advantage of a student loan reimbursement program with the military.

- Dorine (San Diego) has a problem that involves bankruptcy.

- Tim and Tara (Kansas City, KS) have done an incredible job paying off $200,700 in one year to become debt-free!

- Dave promotes the upcoming Smart Conferences in Atlanta and Houston.

- Andrea (Charleston, SC) asks about starting a new business.

- Philip (Charleston, SC) needs to know how to get rid of his car.

- Dave reads the Blinds.com question of the day from Phillip, who is worried about getting burned out on budgeting.



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#8354: How Do I Start a Budget When I'm Already Behind?


Fri, Aug 12, 2016


Hour 3: Aired on Friday, August 12

- Roberta (Las Vegas) and her husband are disagreeing about helping her elderly mother-in-law, who has poor spending habits.

- Dave and Jen (Milwaukee, WI) paid off $110,000 in debt in six and a half years!

- Dave reads the Blinds.com question of the day from Harold, who asks how to get started on a budget since he's behind on bills.

- Saul (Toledo, OH) needs to know about saving for a house while in Baby Step 2.

- Patrick (Temple, TX) wonders if he should invest while saving for a house.

- Dave reads the Scripture and quote of the day.

- Adam (Orlando) has a question about emergencies versus paying debt.

- L.J. (Denver) wonders how to structure a small business.



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#8353: Jared and Danielle Are Debt-Free!


Fri, Aug 12, 2016


Hour 2: Aired on Friday, August 12

- Kristen (San Bernardino, CA) asks if she should continue fixing her broken-down vehicle or buy another car.

- Jared and Danielle (Sioux Falls, SD) are debt-free after paying off $83,000 in 31 months!

- Connie (Kalamazoo, MI) wonders if she should get a "lady bird deed" (enhanced life estate) for her property.

- Jonathan (Orlando) needs to know when he should move his business into a more suitable building.

- Gerald (Los Angeles) has budgeting issues.

- Stephen (Fort Smith, AR) wants to know how to invest after college.

- Adrienne (Eugene, OR) is renting from her in-laws.

- Cody (Tri-Cities, WA) asks about the liability for a small business.



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#8352: Is It Time to Leave My Job?


Fri, Aug 12, 2016


Hour 1: Aired on Friday, August 12

- Drew (Fort Walton Beach, FL) asks about incorporating his multi-level-marketing business as a limited liability company.

- Brittany (Greenville, SC) wonders if she should pay her car loan or student loan first.

- Bob (Salina, KS) needs to know if using his savings to pay on the mortgage is a good idea.

- Harry (Indianapolis) asks about buying a home to rent out or to live in.

- Danielle (Kansas City, MO) wants to know if it's time to leave her job.

- Kris and Anna (Myrtle Beach, SC) have paid off $118,000 in six years and are now debt-free!

- Gustavo (Tucson, AZ) has a question about cash-flowing his wife's dental school tuition.

- Chad (Birmingham, AL) wonders if he should settle old debts or let them go.



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#8351: Which Degree Should Symone Get?


Thu, Aug 11, 2016


Hour 3: Aired on Thursday, August 11, 2016

- Girard (Grand Rapids, MI) wants to know how to budget for an irregular income.

- Alan (Orlando) asks how he can help guide his mother in a business decision.

- Dave reads the Blinds.com question of the day from Dave, who asks about keeping or selling his cars.

- Symone (San Francisco) wonders what sort of degree she should get.

- Dave talks about our YouTube channel.

- Stephen (Baton Rouge, LA) needs to know if he should take out a loan on his 401(k) to pay off credit card debt.

- Samuel and Brittany (Raleigh-Durham, NC) are debt-free after paying off $46,000 in three years!

- Crystal (Phoenix) says her husband owns a home with his parents, and she wonders how it will impact her taxes if they sell it.

- Dave reads the Scripture and quote of the day.

- Jason (Myrtle Beach, SC) wonders how to prepare for an upcoming layoff.

- Bob (Colorado Springs, CO) wants to know why credit cards are bad.



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#8350: What's the Best Way to Get Out of a Timeshare?


Thu, Aug 11, 2016


Hour 2: Aired on Thursday, August 11, 2016

- Dave goes on a short rant about taxing small businesses.

- Kimberly (Lexington, KY) says her husband is getting bad money advice from his father.

- Dave encourages listeners to sign up for our latest cash giveaway, Win With Money.

- Tom (Cleveland) is 66 years old and wonders if he can cash in his 401(k) to buy a second home in Florida.

- Chris (Atlanta) has $224,000 in debt that he wants to clean up.

- Julie and Stephen (Dallas) are debt-free after paying off $165,000 in 32 months!

- Cameron (Portland, OR) has a question about cash-flowing college and setting aside money for retirement simultaneously.

- John (San Luis Obispo, CA) wants to know the best way to get out of a timeshare.

- DeCarlo (Baton Rouge, LA) asks how to roll over an old 401(k) to an IRA.



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#8349: Big Debt Paid Off in Little Time!


Thu, Aug 11, 2016


Hour 1: Aired on Thursday, August 11, 2016

- Drew (Muscle Shoals, AL) and his wife are expecting a child.

- Hazel (Lexington, KY) has a son who wants to buy her condo.

- Dave welcomes guest Anthony ONeal to the studio.

- Kaylan (Denver) wonders if her 15-year-old son should pay to replace his broken cell phone.

- Scott (Decatur, IL) has a son who joined the Army, and he wonders what to do with his college money.

- Dave asks Anthony to give his best piece of advice to kids who are going back to school this month.

- Dan and Merry (Fort Worth, TX) are debt-free after paying off $109,000 in 13 months!

- John (Albany, NY) wonders if he should cash in his deferred comp and pay off his house.

- Dave reads a Twitter question where the person asks how to become a Financial Peace University coordinator.



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#7840: Dave's Team Member Is Debt-Free!


Thu, Dec 17, 2015


- Carlee (Iowa) and her husband wonder if they should pause on retirement savings to build up a bigger pile of money for house repairs once they buy.

- Jason (Detroit) wants to know if he should roll his 401(k) over to his new job or withdraw it to pay off debt.

- Nora (Greenville, SC) wants to know where collections fit into the Baby Step process.

- Nick (Phoenix) and his wife ask if they should sell their paid-for house to build a custom house on some property they have.

- Michelle (Lexington, KY) asks if she should take money from her savings account to pay off her mortgage.

- Amy from Twitter wonders about the best way to deal with capital gains tax.

- Parker and Kara (Nashville - Parker works for Dave) have paid off $32,000 in 19 months and are now debt-free!

- Anna (Baton Rouge, LA) is going back to grad school in January and asks if she should borrow from her 403(b) to pay for college.

- Dave plugs EveryDollar.

- David (San Antonio, TX) owns three whole life insurance policies and asks if it’s smart to keep them.

- Michelle (New York) wonders what happens to the bills that don’t get paid when the paycheck from your irregular income arrives.

- JC from Twitter asks what gazelle intense means.



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#7839: Ken Coleman hosts with special guests Rachel Cruze and Chris Hogan.


Thu, Dec 17, 2015


- Ken, Rachel and Chris talk about the upcoming release of Chris’ book Retire Inspired as well as Rachel’s next book project set to release in late 2016.

- Rachel, Chris and Ken talk about how they stay on budget with their Christmas shopping and offer tips for how you can do the same.

- Sarah (Tacoma, WA) asks how you can respectfully speak to your parents about money when they struggle with it.

- Jack (Chicago) wants to know if he should finish Baby Step 3 before spending $6,000 getting his degree at an online college.

- Brad from Twitter is on Baby Step 2 and asks if he should cash out his work vacation days to pay on his debt.

- Maria (Temple, TX) has a husband who wants to take out a 401(k) loan. She wants to know why that’s not a good idea.

- Elaine (San Antonio, TX) and her husband are in their 60s. She wants to know the age where they can start withdrawing from their mutual funds.

- Jesus (Hartford, CT) has a $4,000 car that needs $2,000 in repairs. He wonders if he should pay to fix it or pay cash for a newer $10,000 car.

- Chris, Ken and Rachel talk about keeping gift and money expectations reasonable during the Christmas season.



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More Details

  • Published: 2002
  • LearnOutLoud.com Product ID: T019465